A Versatile Payment Solution
Crunch is a corporate payment solution which can be used for payroll, expense payments, general payouts and commission and incentive payments.
Cards can be loaded in real time allowing the cardholder instant access to funds wherever they are in the world
Available as either Visa or Mastercard® and as either a physical card or a virtual product, or both! *
* Regional restrictions apply
We are able to offer extremely competitive pricing as we act as both programme manager and payment processor
The Crunch Card
The Crunch card is a corporate end-to-end payment solution. It has a large number of applications across a variety of different industries such as:
- Payroll for seasonal migrant workers
- Payroll for offshore workers
- Corporate expense management
- Insurance payouts
- Affiliate payouts
- Loan Payments
- Micro finance operations
- Commission payments
- Network marketing organizations/Affiliate payment
- Haulage company payments
- Credit union payments
- Virtual card online incentive programme rewards
- Online payout and rewards system
- Payroll for international removal company
- Shipping and cruise liner payroll
Benefits
Employee Benefits
- No need to cash cheques or pay high commission rates at currency exchange shops.
- Make Internet purchases.
- Instant access to funds on payday.
- Account balance and transaction history via Internet, IVR, smartphone.
- Share money with secondary cardholders instantly at low cost via the internet.
- Safer than carrying cash.
- Benefit from the safety features of chip and PIN cards.
- Crunch prepaid Mastercard and Visa cards are accepted at over 2 million locations in the UK and 36 million locations worldwide
Corporate Benefits
- Save money on BACS payments
- Secure user portal for managing cardholders and transfers
- Reduced risk and insurance costs due to holding less cash
- No costly credit checks required
- Make payments remotely
- Easy expense management solution
- Cashless solution for wages of seasonal workers
- Multi-currency card, USD, GBP and EUR
- Automated KYC solution
- No cardholder bank account required
- Option for own branded cards
Mastercard is a registered trademark of Mastercard International.
White Label/Co-brand Card
Enhance your brand’s image with your own logo and design on your prepaid Mastercard and/or Visa card, whilst retaining all the features of the Crunch-branded card.
All you need to do is to submit your artwork created by following the design guidelines and the Crunch team will manage the requirements, liaising with the issuing bank, Mastercard and/or Visa and the card manufacturer. The initial process takes only 2 to 3 months from when the artwork is submitted. Subsequent orders can then be generated within days.
Fraud Protection
In our modern world, card fraud is more common and this terminology actually includes a wide-ranging of actions such as theft, fraud, money laundering, etc. To tackle this issue and protect our programs, Crunch implemented GPS Protect for all their programs.
GPS Protect is a tool designed to protect financial institutions and cardholders from fraudulent transactions or money laundering. The system works in near real time and based on transactional data checks and calculation, flag suspicious transactions or events that are predefined by our rules.
Using the performance monitoring capabilities of each transaction significantly reduces the financial risk of the bank. GPS Protect allows storing of any kind of authorization statistics, which can then be used to create rules and analysis of suspicious transactions. GPS Protect is a modern and continuously developing product, which allows Crunch to stay ahead of fraudsters.
Contact
For more information or to schedule a demo of the Crunch platform please either use the form or contact sales@crunchaccount.com
Crunch
a trading name of Flex-E-Vouchers Limited
2 St. James’ Gate
Newcastle upon Tyne
NE1 4BE
+44 (0) 191 303 9414
Registration Number: 3983439